Six of the seven Brazilian fintechs with shares traded in the United States posted gains on the stock market on April 13, 2026, reflecting renewed investor optimism. The biggest advance was PicPay (PICS), whose stock rose 6.79%, closing at US$ 12.74 on Nasdaq, while only Nu Holdings (NU), Nubank’s parent company, showed a slight decline of 0.07%, ending the day at US$ 14.95 on the Nyse.
In addition to PicPay, Agibank (AGBK) showed a significant increase of 5.21%, finishing the trading session at US$ 7.47 on the New York Stock Exchange (Nyse). StoneCo (STNE) followed the positive movement and rose 5.12%, closing at US$ 14.78 on Nasdaq. XP Inc. (XP) advanced 1.90%, reaching US$ 20.37 on Nasdaq, while Banco Inter (INTR) ended the day at US$ 8.35, a gain of 1.71%, and PagBank (PAGS) closed at US$ 10.80, up 1.27%.
The trading volume reflected investor interest, especially in Nubank, which traded 35.71 million shares, the largest in the group, amid a market capitalization of US$ 72.67 billion. XP Inc. recorded 5.19 million shares traded, and StoneCo had 5.74 million shares traded on Nasdaq. In terms of market value, Inter reached US$ 3.68 billion, while XP Inc. reached US$ 10.59 billion.
The market environment was marked by initial volatility caused by the blockade of the Strait of Hormuz, a strategic point in global trade. However, a statement by U.S. President Donald Trump in the afternoon of the same day, indicating openness to a deal with Iran, changed investor sentiment, generating gains in the main indexes. Consequently, the Dow Jones closed up 0.63%, the S&P 500 rose 1.02%, and Nasdaq ended with a gain of 1.23%. The Nyse also registered an appreciation of 0.91%, driven by the return of optimism.
Context and impact of events on the global financial market
The initial deadlock in negotiations between the United States and Iran, recorded last weekend, created a cautious mood in international markets. In addition, President Donald Trump’s decision to block the Strait of Hormuz heightened geopolitical tension in the region, directly affecting the global financial outlook. However, a statement from the U.S. administration indicated that Iran showed interest in seeking an agreement, bringing some stability to investors.
In the Brazilian financial market, fintechs followed the recovery of the main U.S. indexes. This positive reaction occurred even without official confirmation from the Iranian government about the outcome of the talks, indicating cautious optimism among economic agents. The technology sector played a relevant role in the performance of April 13, driving the appreciation of stocks related to innovation and digital services.
Among Brazilian financial institutions, Nu Holdings stood out by reaching an intraday high of US$ 15.03, although that level was not maintained until the close of the trading session. Overall, digital banks have increasingly invested in marketing actions, such as naming rights and sponsorships, seeking to strengthen the brand and expand the customer base in a competitive market.
On the regulatory front, Law No. 15,358/2026 was enacted in Brazil, establishing a central role for financial institutions in combating financial crimes. On the other hand, the Central Bank of Brazil denied the request from Ecomovi Payment Institution, a decision supported by the head of the agency, Gabriel Galípolo, who emphasized the importance of a settled understanding among the courts to ensure regulatory security.
Additionally, Brazilian fintechs are competing to acquire Banco CGB as a strategy to accelerate obtaining a banking license. This movement occurs in a context where the credibility of financial institutions is evaluated, according to a global survey by Forbes, which mapped the most reliable and recommended banks in Brazil.
Finally, in the corporate segment, the company WTorre terminated its contract with Allianz to enter into a new agreement with fintech Roxa. The change involved the waiver of the contractual termination penalty, reflecting the dynamics of partnerships between the traditional financial market and fintechs in the country.
