On December 9, 2025, the Sejm, the lower house of the Polish parliament, accepted Bill No. 2363 for review. The proposal aims to amend the rules related to the prevention of money laundering and terrorist financing.
The legislative text is aligned with the guidelines of Regulation 2023/1114/EU of the European Union, which establishes uniform standards for controlling financial activities within the European bloc. Thus, the Polish initiative seeks to integrate the country into the current community regulations.
Furthermore, the bill imposes specific responsibilities on issuers and service providers linked to crypto-assets. Among the provisions, there is the obligation to report information by entities operating with these digital assets.
Therefore, the intended changes aim to expand control over the crypto market on national territory, ensuring greater transparency and oversight. Finally, the approval of the text by the Sejm represents an important step in the regulation process of this sector in the country.
Main Measures Proposed in Bill No. 2363
Bill No. 2363 grants the Financial Supervision Authority the power to suspend or veto public crypto-asset offerings, aiming for greater market control. This prerogative allows quick action in the face of operations that may compromise the financial security of investors, reducing risks associated with fraud or irregular practices.
Additionally, the text provides for strict penalties for issuers and service providers in the crypto-asset sector who fail to comply with the rules. These sanctions range from warnings to significant fines that strengthen oversight and accountability within the segment, seeking to reduce abuses and irregularities.
The bill also establishes criminal liability for cases of fraudulent issuance of crypto-assets. Thus, those who produce digital assets with false or misleading information may be prosecuted, being subject to penalties including fines and detention, signaling effective combat against illicit practices.
Likewise, the text sets penalties for any provision of services related to crypto-assets that violates regulatory provisions. In other words, companies and individuals operating by exploiting loopholes or breaking rules will be subject to punitive measures, promoting greater discipline in the decentralized market.
Finally, the bill defines which information is considered sensitive regarding crypto-assets, clearly defining the data that must be protected and treated confidentially. This measure aims to safeguard strategic and privacy aspects, preventing the misuse of information that could directly affect market integrity.
The progress of this text will be closely monitored, as its measures directly impact the regulatory structure on crypto-assets in Poland, seeking to balance innovation and investor protection.
